Buildings Insurance is designed to cover you against physical damage to your property. It is generally a condition of your mortgage contract and mortgage lenders require to comply with the terms and conditions of the loan.
Contents Insurance should offer cover against fire, theft, acts of god and accidental damage. Different companies offer different inclusions and exclusions and you should always check your policy.
As soon as you exchange contracts, you become legally bound and responsible for the property. It is therefore essential that you ensure you have buildings insurance from this date to protect you from potential disasters. Our experienced General Insurance Manager will guide you through this process and ensure that you have the right cover at the right time.
Your Home (or property) may be repossessed if you do not keep up repayments on your mortgage.
Fiona Conway & Associates LTD Registered office: Queensgate House, 23 North Park Road, Harrogate, North Yorkshire, HG1 5PD Registered in England & Wales No: 11775867.
Fiona Conway & Associates Ltd is an Appointed Representative of The Right Mortgage Ltd, which is authorised and regulated by the Financial Conduct Authority (FRN: 833707) for mortgages, protection insurance and general insurance products.
Some forms of Buy to Let mortgages are not regulated by the FCA.
The guidance and/or advice contained within this website is subject to the UK regulatory regime and is therefore primarily targeted at consumers based in the UK.
We will charge a fee of up to 1% of the loan amount for our service in relation to mortgage contracts, which is payable upon obtaining the legal mortgage offer. Our typical fee is £395. The precise amount we will charge is dependent on the amount of research and administration that is required. This will be disclosed to you during our initial appointment. This fee is payable on production of your Mortgage Offer and is non-refundable.
Mortgage and Insurance advice from Fiona Conway Mortgages in Harrogate and surrounding areas.