If you are an existing homeowner, there are many reasons why you may want to remortgage.
This may be anything from trying to seek a lower monthly payment by obtaining a lower mortgage rate or you may wish to simply borrow more money, for instance, to fund home improvements.
Your adviser will do their utmost to find a mortgage package that suits your needs and requirements (i.e. your time constraints, budget, attitude risk, lifestyle etc.) They will treat your mortgage application with a proactive approach whilst delivering a personal and efficient service.
They will also look at the most suitable product your current lender can offer before searching for a more competitive deal from another lender. Your adviser will take into account any fees which would be payable if you do switch, these may include broker, lender arrangement, valuation and legal fees. It may be worth noting that many lenders offer free valuation and legal fees on remortgages.
After your adviser has carried out a review of the market, you will be advised of the options available to you.
Your home may be repossessed if you do not keep up repayments on your mortgage.
Your Home (or property) may be repossessed if you do not keep up repayments on your mortgage.
Fiona Conway & Associates LTD Registered office: Queensgate House, 23 North Park Road, Harrogate, North Yorkshire, HG1 5PD Registered in England & Wales No: 11775867.
Fiona Conway & Associates Ltd is an Appointed Representative of The Right Mortgage Ltd, which is authorised and regulated by the Financial Conduct Authority (FRN: 833707) for mortgages, protection insurance and general insurance products.
Some forms of Buy to Let mortgages are not regulated by the FCA.
The guidance and/or advice contained within this website is subject to the UK regulatory regime and is therefore primarily targeted at consumers based in the UK.
We will charge a fee of up to 1% of the loan amount for our service in relation to mortgage contracts, which is payable upon obtaining the legal mortgage offer. Our typical fee is £395. The precise amount we will charge is dependent on the amount of research and administration that is required. This will be disclosed to you during our initial appointment. This fee is payable on production of your Mortgage Offer and is non-refundable.
Mortgage and Insurance advice from Fiona Conway Mortgages in Harrogate and surrounding areas.